Exponential Growth Mindset
An ex-startup founder friend shared Sam Altman’s "13 Rules for Success," and it completely shifted the way I think about growth an...Read More
My vibe coding experience with SAT word list app
I built a SAT vocabulary practice app for students. Not because I wanted to teach others, but because I needed it for my kids, and every oth...Read More
Convenience Now Consequences Later
Convenience Now, Consequences Later Its CFCL not BNPL :) Humans have a consistent pattern: when forced to choose between convenience and sec...Read More
What’s going to be the biggest disrupter to financial services over the next 10 years?
I was asked by one of the VCs at Founder Institute this question, a while back: Biggest disrupter to Financial Services in the next 10 yea...Read More
Future looks fractional everything becomes a Token
I wonder why the buzz around tokenization? It’s a better way to handle sensitive data, and it's going to be a core part of how digital s...Read More
Understanding API protocols: a simple guide
Understanding API Protocols: A Simple Guide APIs are a big part of how different software systems talk to each other. Let's look at some...Read More
How card networks outsmart correspondent banking
How Card Networks Outsmart Correspondent Banking Cross-border payments are essential for global trade and commerce, but they can also be com...Read More
Will Open Banking replace Credit Cards?
Will Open Banking replace Credit Cards? My latest article in the CEO Middle East magazine discusses will Open Banking replace Credit Cards? ...Read More
Global Transactions: what are the predominant payment schemes?
Global Transactions: What are the Predominant Payment Schemes/rails? Are efficiency and reliability of payment systems are crucial for busi...Read More
Is there a future of financial APIs? OpenFinance vs. NextGenPSD2
Is there a future of financial APIs? OpenFinance vs. NextGenPSD2 The OpenFinance API Framework and the NextGenPSD2 Framework are two differe...Read More
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